By - Joseph Perrotta

401(k) Investment Options – How To Choose

Now that we have a core understanding of 401(k) plan basics, we need to discuss how to go about making investment choices within the plan. Because the 401(k) is the primary retirement savings vehicle for most American’s, how you choose to allocate, or fail to allocate, your 401(k) can mean the difference between a “happily-ever-after” retirement, and a “oh shit

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By - Joseph Perrotta

401(K) Plans 101: The Basics

Since its creation in the late 1970’s, the 401(K) has become the go-to choice for employers looking to offer their employees a retirement plan. Prior to its creation, most employers used what is called a defined-benefit plan, where the employer set aside a certain sum of money in a trust fund that was used to provide a predetermined amount of

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